Everyone knows what MTPL is, right? Surely, most of you have heard this combination of letters. But do you really know what these letters stand for? MTPL is the Mandatory Third-Party Motor Vehicle Liability insurance required for all motorized vehicles on the road. But why does everyone need MTPL, namely, what does an MTPL policy provide? This insurance covers the civil liability of the owner or authorised user of the vehicle for losses caused to a third party in a road traffic accident.

How to check the MTPL expiration date?

To check the validity term of the MTPL policy, you must enter the car registration number or vehicle identification number (VIN) on the website of the Motor Insurers’ Bureau of Latvia (MIB). By pressing the “Search” button, you will get information about the MTPL insurance status of the indicated car – whether the insurance is valid, including the insurance company, vehicle data, date of conclusion of the policy, start date of the policy, end date of the policy, and by clicking on “List” it is possible to view the countries where the policies are valid.

Mobile application of MIB

If you are a driver, you must know what the MIB is. It is the Motor Insurers’ Bureau of Latvia that unites all the insurance companies that have the right to carry out mandatory civil liability insurance of owners of land vehicles in Latvia. MIB MTPL app is a mobile-friendly app where you can find out the validity period of your MTPL policy, your bonus-malus class, the history of vehicle accidents, as well as apply for reminders about approaching MTPL policy expiration dates.

BTA MTPL insurance

BTA MTPL covers losses if the driver of the vehicle happens to cause them to the people around or their property. The victim of a road traffic accident has the right to the mandatory civil insurance indemnity if they have not been found guilty of causing the accident. The indemnity is granted for both personal injury and property damage. For example, an MTPL insurance policy covers medical expenses, compensation for loss of working capacity, death of a dependent, and even non-material damage such as moral injury. Such insurance is essential to ensure protection in road traffic and to cover possible losses.

Why choose BTA for your MTPL? Here are some additional benefits.

• Indemnity at your own insurer. You will not need to contact another insurer if your car is damaged after an accident and the other driver is at fault. BTA will settle the indemnity and pay for the repair of your car.
• 24/7 customer support. BTA provides customer support at any time of the day. If you have questions or need help, do not hesitate to contact BTA specialists.
• Roadside assistance. Technical assistance on the road, fuel delivery, delivery to the car repair shop, taxi services, rental car, assistance in drawing up the agreed notification – at any time of the day.

You can get an offer for the BTA MTPL policy in BTA website pages Car insurance un Motorcycle insurance.