Special risks insurance

Insure your recreational activity equipment!

Feeling protected in any situation

Individualized approach


More than 20 years of experience in insurance


Extensive risk coverage

Recreational craft insurance

You can insure your recreational craft just the way you insure your car with CASCO insurance against unexpected events. Obtain complementary covers for your third-party liability insurance as well.

A drone owner?

Prudent as you are when flying your drone or another unmanned aerial vehicle, you’d better have your third-party liability insured for a case you lose control over it and cause damage to someone else's property or health.

Could not find insurance for your needs?

BTA has a very wide range of insurance services. Give us a call or complete the form and we'll get in touch with you!

Additional Information and Insurance Terms & Conditions

Terms and Conditions No 01ĪL.02 (the wording applies to policies issued starting from 10.11.2023)

Recreational craft insurance, just like CASCO insurance for your car, provides insurance protection against considerable losses in unexpected turns of circumstances.

Insurance protection includes risks that provide protection when operating the recreational craft in the water, as well as when lifting it out of the water or lowering it into the water, while transporting it on a trailer, as well as while being moored at a berth.

Insured can be recreational craft registered in the relevant register in accordance with the applicable regulatory enactments of the respective country. In Latvia, recreational craft must be registered in the register maintained by the Road Traffic Safety Directorate or the Latvian Maritime Administration.

We offer to insure any type of registered recreational craft:

motorboats,
cutters,
sailing yachts and motor yachts,
sailing catamarans,
boats,
jet skis, floating rafts and other floating devices.

Terms and Conditions No 06.AK2  (version valid for policies issued from 15.11.2021)

General terms and conditions 

General terms and conditions No 4  (version valid for policies issued from 18.03.2019)

Recreational craft owners’ liability insurance, just like MTPL insurance for your car, provides insurance protection against unexpected losses in case you have inflicted losses to other persons resulting from damages in a water traffic accident.

Recreational craft owners’ liability insurance can be insured only in cases, when the recreational craft is registered in the relevant register in accordance with the applicable regulatory enactments of the respective country. In Latvia, recreational craft must be registered in the register maintained by the Road Traffic Safety Directorate or the Latvian Maritime Administration.

Terms and conditions No 12.AK1  (version valid for policies issued from 01.09.2020)  

General terms and conditions of civil liability insurance

Terms and conditions No 1  (version valid for policies issued from 01.09.2020)  

Unmanned aircraft owners’ third-party liability insurance, same as MTPL for your Unmanned aircraft, shall protect you from unforeseen expenses, if you cause losses to other persons within an accident.

We insure against the following risks:

Damage to or destruction of property owned by third parties;
Damage to health or life of third parties;
Environmental damage.

Terms and Conditions No 11.BGK.1 (the wording applies to policies issued starting from 17.06.2024)

Terms and Conditions No AV-05-1 (in latvian) (the wording applies to policies issued starting from 20.11.2019)

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