You can ensure only solar panels even if you have not ensured your whole property with BTA.
Damages caused to solar panels may reach losses of several thousand euros.
Choose the type of insurance and the insured sum, state the location of solar panels and pay for insurance online.
Blown off solar panels, damage caused by falling trees or tree branches and trunks.
Damage caused by hail or the weight of snow cover resulting from heavy snowfall.
Deliberately damaged or stolen solar panels.
Damage caused resulting from a fire, an explosion, or a direct lightning strike.
Damage, which occurred when a child was playing ball or crushed aggregate scratched the surface of the panels.
Solar panels are not permanently mounted (e.g., attached by screws to load-bearing structures of the roof of the building) to the roof of the building or to the ground and are torn off during storm.
When solar panels are located on the ground in an unfenced territory, risk against unlawful conduct by third parties is not insured.
Complete insurance claim application at My BTA or by calling +371 26 12 12 12.
We will help you to understand what kind of documents should be completed required by insurance claim decision-making.
We will consider your claim and let you know about the decision asap. It takes us 3-5 days as of receipt of all the requested document on average to consider an insurance claim case.
The whole solar panel system is insured – solar cells, solar panels, and inverters located both on roofs of buildings and on the ground. Solar panels and other equipment must be permanently attached (e.g., solar panels screwed to the load-bearing structures of the roof of the building).
If you choose insurance of solar panels without electronic risk:
If you choose insurance plan Solar panels+ with electronic risk included:
Deductible for the solar panels insurance service is 140 €.
Solar panels+ insurance offer includes also insurance against electronic risks. Therefore, solar panels will be insured also against damage caused by:
Contact the BTA Customer Support Service by phone +371 26 12 12 12 or fill out the contract termination application on the website. Please note that the policy will be terminated on the 16th day after receiving the application in accordance with Private Property Insurance Terms and Conditions No. 0801.01, Clause No.18.
Complete the insurance claim My BTA or call our 24/7 customer support at +371 26 12 12 12, or report an accident by e-mail at bta@bta.lv
The validity term of the policy is indicated in the policy; however, the policy will not start earlier than the day after the conclusion of the policy.
If your property has already been insured by BTA, contact your BTA Customer Service Specialist and add solar panels to your existing property insurance policy.
Yes, you can insure solar panels separately with BTA if, e.g., you already have insured your private house with another insurer.
When an accident happens to the new equipment, wear and tear is not calculated, and indemnity is paid in full, except for the deductible. After approximately 10 years, when the wear and tear of panels exceeds 40 % of the sum of losses, the percentage of wear and tear will also be deducted.
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We at BTA, indemnify traffic damage caused by the party who has taken out motor insurance and the cost of medical treatment for third parties (owners of other vehicles, cyclists, pedestrians) and damage to property of third parties.
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Enter here the sum insured value, which is the amount necessary to purchase a similar vehicle, taking in account the depreciation of the vehicle.
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